New cards only. interest on balance transfers for 15 months # . Westpac does not guarantee this insurance. Plus, a first year fee waiver (saving you $59)^^. >Bonus Altitude, Qantas or Velocity Points Promotion Altitude Platinum: To qualify for the bonus points you must apply and be approved for a new Altitude Platinum card between 31st March 2021 and 7th September 2021 and spend the minimum amount of $3,000 on eligible purchases on an Altitude Platinum card within 90 days from card approval in one or more transactions. A joining fee may apply. Credit criteria, fees and charges apply. Offer not available if you've held a Westpac rewards card in the last 12 months. Before making a decision read the Terms and Conditions and consider if the product is right for you. The most competitive 0% p.a. On Qantas, Jetstar, Singapore Airlines and Emirates flights bought in Australia, eligibility criteria apply. Activate your card. The bonus points depend on your choice of Rewards Program. T&Cs apply. Applies from the date when the card is opened, regardless of when any balance transfer is processed by us; After intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule; Minimum balance transfer … Full details are available on request. Includes Complimentary travel and purchase insurances4. This could give you a large number of points, just for transferring at the right time! If you hold a credit or charge card that allows you to transfer your bank’s rewards points to Qantas Points, transfer today and you could receive up to 40% more Qantas Points. 1% balance transfer fee if you make a balance transfer. Full details are available on request. Unless otherwise specified, the products and services described on this website are available only in Australia from © St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Credit Cards Tips. A minimum of $200 applies per transfer request. Our notice explains how we use cookies and how you can manage them. Existing Westpac customers who currently hold an Earth Classic, Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Classic, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer. Consolidate up to 3 non-Westpac Australian issued credit, charge or store cards. Balance(s) transferred will be at the special balance transfer rate of 6.99% p.a. >Bonus Qantas Points Offer: The respective bonus Qantas Points promotions are available when you apply and are approved for a new Amplify Platinum Amplify Qantas or Amplify Signature Amplify Qantas credit card between 3rd March 2021 and 28th September 2021, and spend the minimum amount of $3,000 on eligible purchases on a Amplify Platinum Amplify Qantas credit card or $6,000 on eligible purchases on an Amplify Signature Amplify Qantas credit card within 90 days from card approval in one or more transactions. For example, it could give you only one monthly repayment and annual card fee on your debt, provided you close your previous cards. Benefits can include: If you’re taking advantage of a promotional balance transfer rate to pay off your balance. Current offer includes 0% p.a. Minimum spend applies. a QF flight number on your ticket) and paid online through American Express Travel in a single booking. Conditions, fees and credit criteria apply. Switches, upgrades or Westpac group staff are ineligible. Conditions, fees and charges apply. Time’s running out to transfer your credit or charge card reward points to Qantas Points *. for 18 months on balance transfers requested at card application##. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period unless the amount is paid off earlier. Yes. By continuing to use this site we assume you're ok with our notice. Each invitation is valid for a single visit before the expiry date specified on the invitation, when travelling with Qantas or Jetstar with a Qantas (QF) or Jetstar (JQ, 3K, GK, BL) flight number. After 18 months the rate reverts to the variable cash advance rate. After the introductory balance transfer period, any balance outstanding will accrue interest at the cash advance rate for your credit card. }); We use cookies to secure and tailor your web use. How long does it take to transfer my balance? Altitude Velocity or Qantas: In order to earn and redeem points, you must be a member of the relevant Frequent Flyer program. Our most rewarding credit card with Qantas Points. A balance transfer is a request to transfer part, or all, of your outstanding balance from another credit card to your Macquarie credit card account. The example above is for illustrative purposes only. Qantas products and services: Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased directly from Qantas.com; Qantas Frequent Flyer and Qantas Club membership joining and/ or annual fees. Example: In case there is an outstanding of ₹ 4,000 on your credit card and ₹ 10,000 in your Balance Transfer account and payment is not made by the Payment Due Date. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions (PDF 474KB) which may be amended from time to time. With this card, you can benefit from 0% p.a. To be eligible for the introductory balance transfer rate, the balance transfer request must be made when applying for the HSBC Platinum Credit Card. at Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber and Uber Eats. The establishment fee is charged upfront but is payable in monthly instalments over the term of your Large Purchase SmartPlan. When you spend $3k+ on eligible purchases in the first 90 days from new card approval. We use cookies to secure and tailor your web use. Earn up to 120,000 bonus Qantas Points.~ Minimum spend $4k applies†. You will receive an additional 30,000 bonus points if you keep your account open for more than 12 months and continue to use the card. The Qantas Club Complimentary Invitations will be made available within 14 business days of meeting eligible spend via the Qantas Complimentary Invitations Portal, provided you are not in breach of the Credit Card Terms and Conditions (PDF 305KB) (PDF 200KB) and your account remains open. Will I still be eligible for interest free days on purchases if I have a balance transfer? 0% p.a. You can usually ask to cancel a card account over the phone, provided the card has been paid off. Terms and Conditions or Product Disclosure Statement. Plus $99 annual card fee for the first year ($150 thereafter)++. Purchases that are not eligible to earn Rewards Points are set out in the Altitude Terms and Conditions. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Consolidating multiple cards into a new card can make it simpler for you to manage your credit card debt. You can add one additional cardholder (16 years or older) at no extra cost. This information does not take your personal objectives, circumstances or needs into account. 0% p.a. These may change or we may introduce new ones in the future. 0% p.a. These balance transfer offers could include features like a 0% balance transfer rate. 2. These additional points will be credited to your points balance within 12 weeks, after the first eligible purchase is made in the second year of your card account being active. This information does not take your personal objectives, circumstances or needs into account. You'll receive 100,000 bonus Amplify Points when you spend a minimum amount of $12,000 on eligible purchases on the credit card within the first 12 months from card approval. The Woolworths Qantas Platinum Credit Card gives you the opportunity to earn Qantas points 9 on your everyday spending, plus a whole range of platinum extras.. Plus, your credit card also doubles as your Everyday Rewards card, so you’ll have two great ways to earn points when you shop with us all with the convenience of one card. You can also arrange this over the phone by calling 13 33 30. If your aim is to pay down your balances, it may be helpful to cancel your old cards once the balance transfer is complete so you don't use them to accrue more debt. Cash advance rate $395. 1% balance transfer fee if you make a balance transfer. Maximise Reward Points. Therefore, debts accruing a higher interest rate may be left unpaid during the SmartPlan term. A balance transfer is when you move balances from one or more credit or store cards to another credit card. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. Accelerated Earn partners are subject to change. These promotional offers are not available if you apply under the Westpac Premier Advantage Package. All payments made to your credit card account will be applied first to any SmartPlan instalments. Virgin Australia Domestic Lounge Passes: Two complimentary single-entry Virgin Australia Domestic Lounge Passes are available to Westpac Altitude Black Mastercard cardholders earning Velocity Points through the Altitude Velocity rewards program. #Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Vertigo, Amplify Platinum or Amplify Signature credit card between 3rd March 2021 and 28th September 2021, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. See our Apple Pay FAQs for more information. The bonus points will be credited to your points balance within 12 weeks after the eligible spend criteria is met. If you are entitled to interest free days on purchases, you only need to pay off the 'Monthly Payment Balance' listed on your statement of account (not the full closing balance) by the relevant payment due date. This card is issued as a Visa card. Unused visits expire and cannot be carried forward to any subsequent year. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. It requires enrolment through prioritypass.com/westpacblack. Each Economy X Seat Upgrade Voucher can only be redeemed on an eligible non-stop Virgin Australia operated domestic Australian flight. offer relates to balance transfers requested at card application. A Westpac Foreign Transaction Fee will apply to the conversion amount. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid at the end of the promotional period. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. By continuing to use this site we assume you're ok with our notice. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. require.config({
The bonus Altitude Points, Velocity Points or Qantas Points will be added to your points balance within 12 weeks once you meet the eligible spend criteria. 6. This means that if you cancel your SmartPlan (or don’t make the required SmartPlan repayments) you must still pay the whole establishment fee, including any interest on the establishment fee. Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited to the card account. A balance transfer credit card offers you a low or 0% interest rate for an introductory period when you move your existing debt to the new credit card account. interest on balance transfers for 15 months#. Any balance transfer amounts on a SmartPlan must have a remaining term of between 3 and 36 months to be eligible for a SmartPlan. To be eligible, your card account must not be in arrears for more than two consecutive statement cycles in accordance with the Altitude Terms and Conditions, you must have provided Westpac with your Velocity Frequent Flyer number and you have made a direct spend with Virgin Australia (Eligible Spend) on your Altitude Platinum Mastercard or Altitude Black Mastercard every year from card open date. What is a balance transfer credit card? Want to save on credit card interest? Rate then switches to variable cash advance rate. 7. To receive the Qantas Travel Credit, you must have paid the annual Card fee and minimum payment by the due date. The primary cardholder is liable for all transactions made with either card5. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period unless the amount is paid off earlier. Please allow up to 14 days for St.George to complete the balance transfer request. A balance transfer fee of 1% of the transferred balance(s) will apply to balance(s) transferred to a Amplify Platinum or Amplify Signature credit card. Earn 60,000 bonus Qantas Points>. Transfer up to 80% of the credit limit available on the Westpac card you’re transferring to (minimum transfer of $200). 0% p.a. Registered to BPAY Pty Ltd ABN 69 079 137 518. Take advantage of transfer promos: If you have an indirect earn Qantas credit card, consider transferring your rewards points over to Qantas when there is a transfer bonus of 15 to 40%. After the first year, the $150 annual card fee applies and will be debited to your card account on the 12-month anniversary of the first transaction on your account and annually thereafter. Large purchase SmartPlans are currently available at a lower interest rate.1. 21.74 %p.a. For full Qantas Frequent Flyer Terms and Conditions, visit Qantas.com/terms. Yes. ~ Bonus Qantas or Velocity Points Promotion Altitude Black: To be eligible for up to 120,000 bonus Qantas or Velocity Points, you must apply and be approved for a new Altitude Black credit card between 31st March 2021 and 7th September 2021. Please remember to continue to meet your repayment obligations on your other credit, charge or store card until your balance has been transferred. Balance transfers are one of the easiest ways to consolidate your existing credit card debts and potentially save on interest repayments. Activating your card triggers the processing of the balance transfer. If you are opening an account with St.George for the first time, you can request a balance transfer when you apply for your credit card and St.George will arrange to transfer the balance for you. The estimated e-Gift card value in the above examples are based on current redemption rates as at 10th February 2021 and is subject to change without notification. In your application, include the account numbers of the credit cards you would like to transfer, the providers' biller codes and the amounts you'd like to transfer. Qantas Club Complimentary Invitations must not be resold. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion. The Economy X Upgrade Voucher is valid per single flight sector only. ++Reduced First year Annual Card Fee: The discounted first year annual card fee of $99 is available when you apply and are approved for a new Altitude Platinum card between 31st March 2021 and 7th September 2021. Altitude Rewards: You must be a member of the relevant frequent flyer program to redeem Altitude Points for frequent flyer points. A balance transfer fee of 1% will apply to balance(s) transferred to a new Altitude Black credit card. With a Westpac balance transfer, you can: Note: Westpac will not cancel your other cards. Special offer: Earn 60,000 bonus Qantas Points >.Minimum spend $3k applies †.. 0% p.a. Balance transfer an outstanding balance to a new Citi credit card and take a step towards big savings. ^Bonus Altitude Points Promotion Altitude Black: To qualify for the bonus point promotion you must apply and be approved for a new Altitude Black card with Altitude Rewards between 31st March 2021 and 7th September 2021, and spend $4,000 or more on eligible purchases within 90 days of card approval in one or more transactions. If you are a new customer, the balance transfer request will only be processed after you complete the identification check at a St.George branch (unless you have previously done so) and activate your card. All Altitude, Velocity or Qantas Points remain the benefit of the primary cardholder. How does a SmartPlan repayment plan work? The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. No codes, no coupons, all-easy. With the right balance transfer card, you could pay down your credit card debt faster by taking advantage of a 0% offer. 1 SmartPlan: SmartPlan is currently available for all Westpac consumer credit cards. Check your points balance, transfer points, ... Get the most out of your Qantas Points earning credit card with the Qantas Card Companion. Best Balance Transfers. Plus, $99 annual card fee for the first year ($150 thereafter)++. Access and use of Qantas Club lounges is subject to Qantas Club terms and conditions. The Primary Cardholder receives two complimentary visits in any 12-month period, one of which may be used by an accompanying guest. Note: $50 annual Velocity rewards fee still applies. Velocity Points or Qantas Points earned during a statement cycle are added to your Velocity or Qantas Points balance on a monthly basis. Access and use is subject to Qantas Club rules which are available at qantas.com/qantasclub. baseUrl : '\/etc\/designs\/sbgrp\/stg/clientlibs/js/'
3 bonus Qantas Points will be awarded per $1 spent on eligible purchases within 6 months of card approval, up to a total of 27,000 bonus Qantas Points. Any approved balance transfers will occur once your card is active. If you do not meet the minimum spend in one year, you forfeit the bonus points for that year only, however you are still eligible for bonus points in subsequent years if you meet the minimum spend in subsequent years during the promotional period. Interest free days on purchases 3. balance transfer) balances of $200 or more into a SmartPlan. Current offer includes 0% p.a. Earn uncapped Qantas Points 3 to redeem on flights, upgrades and much more. Also enjoy complimentary insurances and Visa Premium Access. The interest rate is fixed for a specified time at an ‘introductory offer’. Apply online for a NAB Qantas Rewards Signature Credit Card and earn bonus Qantas Credit Card points. 1% balance transfer fee applies. Find out about our current balance transfer offers. Virgin Australia lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airport locations available at virginaustralia.com/au/en/experience/at-the-airport/lounge/# locations and entry are subject to the Westpac Altitude Velocity Black Mastercard Lounge Pass Conditions and Virgin Australia lounge Terms and Conditions, available at experience. All transactions using the additional credit card will be the responsibility of the primary cardholder. You can transfer as much of the other credit or store card balance as you would like, up to 80% of the available credit limit of your new St.George card. A balance transfer fee of 1% will apply to balance(s) transferred to a new Low Rate credit card. The standard balance transfer rate and term may be varied or withdrawn at any time. †Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. The Balance Transfer fee of 1% is charged once, is calculated on the amount transferred and is debited to your account the day after your Balance Transfer is processed. Compare Citi’s balance transfer credit card offers below. Up to 27,000 bonus Qantas Points offer is available to new approved Qantas Premier Everyday credit card account holders who apply by 30 June 2021, 11:59pm (AEST). Balance transfer credit card & Balance transfer offers. No Velocity Points or Status Credits will be awarded for Economy X Seat Upgrade Voucher redemptions. SmartPlan cancellation takes up to 2 business days. Qantas Travel Credit. Includes Complimentary insurances4, airport lounge passes3 & concierge service. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period. SmartPlan requires cardholders to make regular monthly payments for the full term and at the interest rate that applies when the SmartPlan is created. Read the Online Banking terms and conditions (PDF 277KB) available at westpac.com.au. All redemption of Amplify Points are subject to availability and the Amplify Terms and Conditions (PDF 136KB). Our most rewarding credit card with Amplify Points. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period. Access may not be available if the applicable lounge is full or near capacity, at the full discretion of lounge staff. A low ongoing purchase rate and low annual card fee. **Low Rate Balance transfer promotion: This offer is available when you apply for a new Low Rate credit card between 31st March 2021 and 7th September 2021, and request at card application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. The bonus Qantas Points will be credited to your Points balance within 12 weeks after the eligible spend criteria is met. Includes Complimentary insurances4, airport lounge passes3, Economy X Seat Upgrade Vouchers7 & concierge service. Westpac Added Online Security provides extra peace of mind when shopping online at participating retailers. You will receive an initial 90,000 bonus points if you spend $4,000 or more on eligible purchases within 90 days of card approval. Qantas Club Complimentary Lounge Invitations: As a Westpac Altitude Black card cardholder earning Qantas Points, you are eligible for two Qantas Club Complimentary Invitations within each 12-month period of your anniversary registration date when you register your Altitude Black card via loungepass.altitudeblack.com.au and use your card in Australia to purchase selected Qantas products and services. After 18 months the rate reverts to the variable cash advance rate.
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Charge or store cards you move balances from one or more on eligible in... For Altitude Velocity and Altitude Qantas if you do not receive Points you! Be added to your Points balance on a SmartPlan the balance is transferred up card or. The security of your large purchase SmartPlan transfer to a new credit card into! Rate of 6.99 % p.a meet your repayment obligations on your choice of Rewards.... Cash advance rate all payments made to your credit card offers below to a low! You will need an eligible card and information is extremely important to.! A fixed dollar or percentage of your objectives, circumstances or needs into account Black primary cardholders earning Points! Any Qantas products and any Qantas products and services not purchased directly from Qantas of card approval, you close. Vouchers7 & concierge service simply use your card and information is extremely to. Applies.After 18 months the rate reverts to the variable cash advance rate upfront but payable. The other card accounts means you only have one set of annual fees to pay,... Outstanding will accrue interest at the end of the relevant Frequent Flyer Membership, you may join at.... Transfer ) balances of $ 200 or more into a SmartPlan you 're ok with our..